As a former Military wife, I often reflect on my time as a stay-at-home-mom, raising my young kids while constantly on the move. It was some of the hardest, yet most rewarding times of my life. When I became a Real Estate agent in 2013, I remembered the difficulty we faced as a family constantly picking up and moving. It was taxing on us mentally and emotionally, but especially financially. As my business grew and I continued to help families like mine find temporary and permanent homes, I saw an opportunity before me that I needed to bring to life.
Knowing exactly what it means to be a military family, I created a special program for Northern, CA families as a way to help them get into their dream homes with ease. And it is finally here!
I am thrilled to announce my new program, Bringing You Home. Members are eligible for the program if they are in the military (both previously serving and currently active duty or reservist), in law enforcement, a firefighter, a healthcare worker, or a teacher. As a former military wife, I understand the sacrifice that goes into a working in a service-oriented profession. Such professions usually involve long hours, hard work, and a lot of time away from family, often with much lower than deserved compensation. That's why I created the Bringing You Home program. I want to give back to the many members of our community who do so much for us! The Bringing You Home program offers a $1,500 closing cost credit to buyers and sellers, as well as discounted lending fees for buyers. Sometimes it can be difficult to come up with the money for closing costs to purchase a home, yet these hard working, well deserving individuals desire to live the dream of home-ownership. I want to help ensure that can happen.
I am so excited to be offering this opportunity to these amazing members of our community who work SO hard for us! I am thankful for the military and law enforcement members that protect my family so we can sleep peacefully in our beds without worrying for our safety. I am thankful for firefighters who work long, tiring shifts that I KNOW will respond to a call for help when needed. I am thankful for healthcare workers who work around the clock, often without breaks to care for the sick and injured. I am thankful for the teachers who put so much care and effort into educating our youth. There is so much heart and soul that goes into teaching our rising generation. I recognize that and admire them for what they do. I want to do everything I can to thank these many service-oriented individuals and this is a way I thought of being able to do that.
I would love to be able to spread the word to anyone who is eligible for this program. Who do you know that works in one of these service-oriented professions? Please share this great opportunity with them! We can sit down and discuss their options and get them on track to being in a home of their dreams in no time!
I have also partnered with other vendors who are willing to offer discounts on their services to members of this program. If we as a community work together to buoy up those who serve us, it makes our world a better place.
Here are some example scenarios for how the program works:
Firefighter John and His wife Elizabeth want to buy a home. In addition to their required down payment, there are closing costs that need to be paid in order to close escrow (These numbers are purely just an example and do not reflect exact numbers or percentages of fees for closing costs.)
Home purchase price= $300,000
+Down payment required (if using an FHA loan)= $10,500
+Other closing costs= $5,000
-Bringing You Home Credit (realtor and lender credits)= $2,295
Total cash to close= $14,000
Fortunately, there are many ways that the other closing costs can be allocated and not be made just the responsibility of a buyer. This is just one example of how the Bringing You Home program can save its members a tremendous amount of money.
Sgt. Mike and his wife Kelli want to buy a home using a VA loan (no down payment required).
Home purchase price= $300,000
+No down payment when using a VA loan
+Other closing costs =$5,000
-Bringing You Home Credit (realtor and lender credits)=$2,295
Total cash to close= $2,705
As previously mentioned, these are just examples of a few ways that closing costs can be structured. It also all depends on how a purchase agreement is structured. Contact me today and my team and I will sit down with you and discuss all of your options in purchasing or selling a home. We are here to be of service to you. Our knowledge and experience will guide you along the way, making it a smooth and easy process to purchase or sell a home.
Meet our team!
Amanda Todd, CEO of Bringing You Home | Realty One Group. Amanda is a transplant resident of Placer County. She is a mom of three and loves it! Along with raising her three kids, Amanda is a health and fitness enthusiast. The loves to cook healthy food, exercise (especially running) and spend time with her loved ones. Amanda has a passion for offering excellent customer service to each of her clients! She is very responsive and is there every step of the way to assist them in their needs. Amanda loves becoming friends with each of her clients, which allows her to establish a relationship of trust and deep understanding of their needs.
Greg Sandler, Premier Lender. As one of Northern California's Top-Producing Mortgage Bankers, Greg began his career in the Bay Area and relocated to the Sacramento region in 2004. Starting out as a Loan Officer, he took the reins as a Branch Manager in 2005 and has consistently led various teams of mortgage loan originators in the funding of residential home loans in an honest, straight forward and ethical manner. Having funded well over 1,700 transactions in his career, Greg is an outstanding coach and mentor to new mortgage loan originators.
His work is guided by a passion to be the absolute best in the industry, while never compromising morals and ethics. Greg's professionalism, integrity, and ability to communicate clearly are transparent in every transaction. He is a fighter for loan files he believes in and will never hesitate to go to bat for a client's loan. A savvy negotiator, Greg understands how to ensure satisfying all stakeholders including borrowers, realtors, escrow officers, and investors. Creating smooth and fluid transactions for everyone is his specialty.
Outside of the office, Greg is a devoted husband and father of two. He embraces a passion for foster and adopted children, frequently attending and hosting events supporting this social community. Greg is well traveled, having spent considerable time in both hemispheres, three continents and seven countries. Living in Placer County, Greg's hobbies include organic gardening, supporting the Placer County Wine Trail, snow sports, soccer, swimming with his children, and the frequent RV trips enjoying the scenery offered by the great state of California.
Lexi Crump, Head of Business Development.
Lauren Mirales, Transaction Coordinator.
Michelle Smith, Buyer's Agent.
See more about my program here: